When Enough is Enough


When will human be satisfied with their life? Oh, I know! It’s when I make $100.000 a year and buy that beautiful house at Southern France. But really, I know a person who had achieve it and still want more, he seems not to enjoy his life, there’s something missing. And when people get a raise of salary, let’s say from $50.000 to $100.000 a year, he will compare it with the other in the same league and probably say, “my friend XYZ doesn’t work as hard as I am, but he gets $150.000, I should be able to get more than him”. And the cycle goes on never stop, just like our nature to always expand and grow.

That’s not a bad thing actually, as it could empower us, mortal to grow and develop ourself in many aspect of our life. Do you know that research show, we are happier when we have more money than people around us? Or do you know that we are happier when we are smarter and more successful than our peers? It seems happiness doesn’t depend on what we have, but on what we have that the other’s don’t.

But as we get richer and more “successful”, we would compare ourself with our new,  better peers. The more we have, the more we want more. It’s not I’m saying we should live in a slum area and be the richest man in neighborhood, but I want to make us realize that we have to make a target, a definition of what we want and when we will say enough. So the moment we reach that point, we will be satisfied.

Today I want to remind us to be grateful for what we have and enjoy, rather than wanting more and more. Whether it’s money, health, perfect body, property, let’s be true to ourself and stop comparing ourself with our better peers. That way, it would be harder for us to be grateful.

Somebody want to buy your house at $100.000 and you say, I’ll take $120.000. Weeks after, he say, okay $120.000 then, but you raise the price again and again every time he bid. That way, your house will never be sold, then the financial panic of 2008 goes and your house worth less than you had it before. Don’t get caught in the loop.

About Kevin

Kevin is an Emerging Markets Research Analyst at a global macro investment firm based in Montreal, Canada. Originally trained to be a medical doctor, he found his passion in capital markets after being involved in managing portion of his family’s equity portfolio. Kevin holds Masters degree in both finance and management, has passed all levels of CFA exam, and is a certified Financial Risk Manager (FRM), Chartered Alternative Investment Analyst (CAIA) and Professional Financial Modeller (PFM). He read voraciously and has a hobby of tinkering (read: programming) his systematic equity and volatility trading model for the “Quantimental” investment firm he founded. In his spare time, Kevin likes to travel the world and become a freelance photographer for Getty Images. To date, he has a portfolio of over 1200 pictures across 35 countries.
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